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Secure On-line Payments Using FIDO® and EMV®

FIDO Web Pay (FWP) is an Open, Universal, Vendor-independent, Secure, and Convenient on-line payment authorization scheme. FWP combines the technology underpinning FIDO, with a Web-adapted version of EMV.

Through an extension to EMV, FWP can be applied to any account-based payment system, including the eurozone’s SEPA Instant.

FWP implements the W3C PaymentRequest API in the browser itself, making the system appear as a “Wallet” for users, and that without installing any “Apps”.

Tokenization is an intrinsic part of the client platform, obviating the need for specific tokenization services.

Current Specification

Proof-of-Concept System

Other Proposals

FIDO is a registered trademark of the FIDO alliance.
EMV is a registered trademark of EMVCo.

This site is not affiliated with the FIDO alliance or EMVCo.